Knowledge Hub

A significant number of construction companies went bust in 2025, due to a whirlwind of economic factors and industry changes. In this article, we cover four of the biggest construction collapses in 2025. The year 2025 proved challenging for the UK construction industry, with numerous firms collapsing under financial strain. … Read more

Launching a startup in the UK almost always involves the founder seeking loans for startups at some stage. Just under half of UK start-ups make it through the critical three-year initial survival period, so acquiring the appropriate funding from day one is vital. Most founders will use initial funds from … Read more

Small and medium enterprises (SMEs) are increasingly vulnerable in today’s digital economy. In the UK, there are about 5.5 million SMEs – roughly 99% of all businesses – yet many lack the resources of larger firms to defend against cyber threats. Attacks on these businesses are becoming more frequent and … Read more

Many UK small businesses struggle with cash flow when customers delay payments. According to the OECD, 41.8% of UK SMEs reported experiencing late payments. These gaps in working capital force firms to seek fast funding. Invoice financing is one solution: it allows you to access cash tied up in unpaid … Read more

Late and unpaid invoices are crippling UK SMEs. Cash tied up in billing disputes or long payment terms causes critical cash flow gaps, leaving small firms vulnerable.  Experts estimate that late payments cost the UK about £11 billion each year and contribute to roughly 38 businesses failing every day. The construction … Read more

For aspiring entrepreneurs exploring small business ideas in the UK, getting started can feel overwhelming. With roughly 5.5 million small and medium businesses already operating in the UK, finding a unique or profitable idea is a challenge.  However, through focusing on your strengths, observing market trends, and being open to … Read more

When a contractor suddenly walks off the job, it can become a major stall for any UK building project. Recent examples include a £3.3m rail station upgrade that was put on hold when its builder pulled out, and one partner firm quitting a £671m Belfast hospital project on “commercial grounds”. … Read more

Businesses often need vans, trucks or cars to operate, but purchasing them outright can be expensive. In the UK, many companies rely on commercial vehicle finance to spread the cost of buying vehicles. For example, data from the Finance & Leasing Association (FLA) shows that in 2024 UK businesses secured … Read more

Construction is one of the major UK industries – around 16% of all UK SMEs operate in construction, but many builders are often left confused as to why their loan applications are rejected. In practice, lenders focus on clear criteria, the “5 Cs” of credit: Character, Capacity, Capital, Collateral, and … Read more

Despite being one of the largest sectors, the UK construction industry has not been immune to the effects of economic uncertainty, showing mixed signals even in the face of a weak sterling and easing energy costs, reducing input inflation.  While ONS data reported a record £139bn of new work output … Read more