Business Advice

As a business owner, finding the best small business loan can be a daunting task. With so many different loans and lenders to choose from, it’s essential to know what to look for and understand your options. In this article, we’ll explore different types of business loans, factors to consider ... Read more

Being a sole trader or a limited company can be a big dilemma for some small businesses. Most businesses will start as a sole trader, but then make the consideration as to whether to become a limited company. There are certain benefits that may be attractive to small businesses that ... Read more

VAT is a type of tax in the UK that is necessary for all businesses that reach a certain level of annual turnover.  According to the ONS, the number of businesses in the UK that pay VAT is 2.725 million – which was a small decrease of 0.1% from March ... Read more

Improving cash flow is an essential part of running a business – as even some of the most established businesses experience problems. It can even be an issue for businesses that are growing and profitable, as their cash flow can experience disruptions from the expansion.  Cash flow is the movement ... Read more

Working capital is a financial metric that allows businesses to understand their operational liquidity, or in simple terms, how much cash is actually available to use within the business. As businesses can become tied up in many debts and financial obligations, it can often be difficult to determine how much ... Read more

A finance broker can be a great addition to finding the best loan for your business. If you’re looking for some funding for your business, but don’t know exactly what you’re looking for, or don’t have the time to look, then hiring a finance broker might be the best option ... Read more

A merchant cash advance, often abbreviated to MCA or a MCA advance, is a unique type of loan that provides businesses with quick access to working capital. A merchant cash advance is not a typical loan, but instead is a cash advance against future credit card sales, that is paid ... Read more

The Growth Guarantee Scheme, often abbreviated to the GGS, is a UK government-backed program designed to help UK SMEs access funding. SMEs often have difficulty scaling or investing in innovation within the business, so the Growth Guarantee Scheme is designed to boost businesses in the UK and bridge this existing ... Read more

Accessing business finance for small businesses in the UK can be tricky, as it can be difficult to know where to go and what to look for. When you’re running a small business, it’s important to have access to the finance you need to grow and succeed. There are a ... Read more