General

Finding the best loans for pubs generally focuses on cash flow and potential renovation or equipment costs. The pub industry in the UK is huge, with roughly 40,000 pubs serving about £18.3 billion of food and drink in 2023-4, forming a vital part of the UK’s hospitality industry, which employs around ... Read more

Business owners face a challenging climate. Rising costs, higher taxes and energy bills, and cautious customer spending have put strain on companies across sectors. Industry data show thousands of UK businesses have closed in recent years. In 2025, 34% growth was reported in business equipment finance, highlighting how refinancing machinery ... Read more

Hospitality grants are money offered by governments, councils or organisations for specific purposes. They are usually competitive and tied to project goals or eligibility rules. In hospitality, grants often aim to boost tourism, improve sustainability or help local economies. Key sources include government schemes, local authority programmes and industry/charity initiatives. ... Read more

A significant number of construction companies went bust in 2025, due to a whirlwind of economic factors and industry changes. In this article, we cover four of the biggest construction collapses in 2025. The year 2025 proved challenging for the UK construction industry, with numerous firms collapsing under financial strain. ... Read more

Launching a startup in the UK almost always involves the founder seeking loans for startups at some stage. Just under half of UK start-ups make it through the critical three-year initial survival period, so acquiring the appropriate funding from day one is vital. Most founders will use initial funds from ... Read more

Small and medium enterprises (SMEs) are increasingly vulnerable in today’s digital economy. In the UK, there are about 5.5 million SMEs – roughly 99% of all businesses – yet many lack the resources of larger firms to defend against cyber threats. Attacks on these businesses are becoming more frequent and ... Read more

Many UK small businesses struggle with cash flow when customers delay payments. According to the OECD, 41.8% of UK SMEs reported experiencing late payments. These gaps in working capital force firms to seek fast funding. Invoice financing is one solution: it allows you to access cash tied up in unpaid ... Read more

Late and unpaid invoices are crippling UK SMEs. Cash tied up in billing disputes or long payment terms causes critical cash flow gaps, leaving small firms vulnerable.  Experts estimate that late payments cost the UK about £11 billion each year and contribute to roughly 38 businesses failing every day. The construction ... Read more

For aspiring entrepreneurs exploring small business ideas in the UK, getting started can feel overwhelming. With roughly 5.5 million small and medium businesses already operating in the UK, finding a unique or profitable idea is a challenge.  However, through focusing on your strengths, observing market trends, and being open to ... Read more

When a contractor suddenly walks off the job, it can become a major stall for any UK building project. Recent examples include a £3.3m rail station upgrade that was put on hold when its builder pulled out, and one partner firm quitting a £671m Belfast hospital project on “commercial grounds”. ... Read more