Government Backed Business Loans
Access government-backed funding with Rise Funding. Fast, flexible business loans designed to support UK SMEs with fair terms.
Business loans from £10k to £500k
Funding in as little as 24 hours
Credit score not affected
Why Rise Funding?
We take on the lenders for you, so you don’t have to. We negotiate the best rates & terms, letting you focus on growing your business.
More Choice – You get access to a wide panel of government backed business loan lenders with multiple loan types tailored to your needs.
Preferential Terms – Thanks to our strong lender relationships, we secure better rates and terms for you than going direct.
Long-Term Partner – Not just one loan. We’ll support your business through growth, setbacks, and future funding rounds.
Boutique Service – Work with a personal account manager and receive hands-on support throughout your application.
Deep Experience – You benefit from years of experience, thousands of UK SMEs helped. We know business finance inside out.
Speed & Simplicity – With the help of our comparison technology your application goes out to multiple lenders at the same time. We will then give you an answer quickly.
What Are Government Business Loans?
A government business loan is financial support that’s backed by government initiatives such as the Growth Guarantee Scheme to help UK SMEs access affordable funding. Government backed business loans are particularly suited to small and medium-sized enterprises that need working capital, investment funds, or support through challenging trading periods.
Benefits of Government Backed Business Loans?
- Backed by trusted government schemes, including the Growth Guarantee Scheme
- Flexible loan amounts up to £500,000
- Fast approval process, with decisions in as little as 24–48 hours
- Designed specifically to support SMEs and business growth
Get Your Government Business Loan In 3 Easy Steps
Our three-step process is quick, easy and designed to get the best funding for your business.
Step 1.
Get Quote
no credit impact
Start with a free, no-obligation quote in minutes—without affecting your credit score.
Step 2.
Choose the best quote & Get approval
Compare tailored offers from top lenders and finalise the best option for your business.
Step 3.
Receive funds directly to your account
Once approved, your funds are transferred securely in as little as 24 hours.
Tailored Government Business Loans For Your Industry
Construction
Support cash flow, hire workers, or buy materials with flexible loans for construction.
Retail
Boost inventory, expand your store, or improve customer experiences.
Hospitality
Upgrade facilities, hire new staff, or handle seasonal fluctuations in operations.
Wholesale
Finance large inventory purchases and supplier payments.
Manufacturing
Upgrade equipment or manage supply chains with tailored loans.
Healthcare
Support medical equipment purchases, facility upgrade or operational costs.
Education
Finance facility upgrade, staffing expansion or new teaching resources.
All other industries
Help manage cashflow and funding for growth or take advantage of an opportunity.
See How We’ve Helped Other UK SME’s
FAQs
A: It’s the government’s latest initiative to back SME loans, replacing previous schemes like CBILS and the Recovery Loan Scheme. It reduces risk for lenders, making it easier for businesses to access finance.
A: It’s a loan supported by government schemes, such as the Growth Guarantee Scheme, that helps SMEs access affordable funding with reduced risk for lenders.
A: Many applicants receive offers in 24–48 hours, with funds in their account shortly after.
A: Not always. Some government business loans are unsecured, meaning no property or equipment is required as collateral.
A: Government loan schemes like the Growth Guarantee Scheme often consider overall business performance and revenue, not just your credit score.
A: No, applying is free and does not obligate you to accept an offer.
A: No, your credit score will not be affected.