Solve Cash Flow Problems with Flexible Business Loans 🚀
Unlock working capital with Rise Funding. Fast, flexible business cash flow loans designed to keep your UK business thriving.
Business loans from £10k to £500k
Funding in as little as 24 hours
Credit score not affected
Why Rise Funding?
We take on the lenders for you, so you don’t have to. We negotiate the best rates & terms, letting you focus on growing your business. If you’re looking for small business cash flow lending or business cash flow loans, Rise Funding are here to help.
More Choice – Access a wide panel of lenders offering tailored business loans for small to medium businesses.
Preferential Terms – Thanks to our strong lender relationships, we secure better rates and terms for you than going direct.
Long-Term Partner – From short-term cash flow support to future funding, we’re with you every step of the way.
Boutique Service – Work with a personal account manager and receive hands-on support throughout your application.
Deep Experience – You benefit from years of experience, thousands of UK SMEs helped. We know business finance inside out.
Speed & Simplicity – With the help of our comparison technology your application goes out to multiple lenders at the same time. We will then give you an answer quickly.
What Is A Cash Flow Business Loan?
A cash flow loan is a flexible funding option that helps businesses cover day-to-day operating costs, smooth cash flow gaps, and maintain growth momentum. Instead of relying on fixed assets as collateral, cash flow lending is based on your company’s revenue and financial performance.
Benefits of Cash Flow Lending?
- Cash flow loans are known for quick approval times, often within 24-48 hours
- No collateral or security requirement
- Flexible loan amounts
- Flexible repayment schedules tailored to an individual business’ revenue cycle
- Credit score improvement when the cycle of a cash flow loan has been managed successfully
- Designed to support SMEs with predictable, working capital funding
Get Your Cash Flow Loan In 3 Easy Steps
Our three-step process is quick, easy and designed to get the best funding for your business.
Step 1.
Get Quote
no credit impact
Start with a free, no-obligation quote in minutes—without affecting your credit score.
Step 2.
Choose the best quote & Get approval
Compare tailored offers from top lenders and finalise the best option for your business.
Step 3.
Receive funds directly to your account
Once approved, your funds are transferred securely in as little as 24 hours.
Tailored Cash Flow Loans For Your Industry
Construction
Support cash flow, hire workers, or buy materials with flexible loans for construction.
Retail
Boost inventory, expand your store, or improve customer experiences.
Hospitality
Upgrade facilities, hire new staff, or handle seasonal fluctuations in operations.
Wholesale
Finance large inventory purchases and supplier payments.
Manufacturing
Upgrade equipment or manage supply chains with tailored loans.
Healthcare
Support medical equipment purchases, facility upgrade or operational costs.
Education
Finance facility upgrade, staffing expansion or new teaching resources.
All other industries
Help manage cashflow and funding for growth or take advantage of an opportunity.
See How We’ve Helped Other UK SME’s
FAQs
A: A cash flow loan is financing based on your company’s future revenue, designed to cover operational expenses and keep your business running smoothly.
A: Many businesses receive approval in 24–48 hours, with cash deposited shortly after.
A: No. Unlike asset-based lending, cash flow loans rely on your business performance and revenue streams.
A: Lenders often look beyond credit scores and consider your overall cash flow and business health.
A: No. Applying is free and there’s no obligation to accept an offer.
A: No, your credit score will not be affected.