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Loans

Construction loans

Construction loans – all you need to know

A construction loan is a form of loan that is used for a construction project. Construction loans are a short-term financial product, designed for people looking to build or renovate a property.  During the construction or renovation process, the costs of building a property can easily stack up over time, ... Read more
revolving credit facility

What is a revolving credit facility?

A revolving credit facility is a lending tool which allows borrowers to access funds as and when they need it. Most traditional long-term business loans will offer a lump sum upfront payment, with regular repayments required over a fixed term. However, a revolving credit facility allows more flexibility in allowing ... Read more
Long-term business loan

What is a long-term business loan?

A long-term business loan is a method of funding designed for more established businesses that are looking to grow over a longer period of time. Long-term business loans are often for larger amounts and are secured loans, meaning they will require collateral. For businesses looking for a quicker solution, a ... Read more
short-term business loan

What is a short-term business loan?

A short-term business loan is designed to provide quick funding access for businesses. In many cases, businesses will need urgent funding, such as if machinery or a process is faulty, or if there are issues with cashflow. Short-term business loans can fill these gaps and provide support ranging from a ... Read more
Unsecured business loan

A guide to unsecured business loans in the UK

For small and medium-sized enterprises in the UK, unsecured business loans provide a popular financing option, through their flexibility and lack of collateral requirement. These loans allow businesses to access funds without the need to provide collateral such as property or other assets.  Financing and unsecured loans are a key ... Read more